Debt Consolidation Loan
Managing multiple debts can be overwhelming, but we’re here to help. At First South Credit Union, our Debt Consolidation Loan allows you to combine all your repayments into one, making it easier to stay in control of your finances. With competitive rates and no hidden fees, we’re committed to helping you tackle your debts with confidence and ease.
Why Choose a Debt Consolidation Loan?
One Simple Payment:
Roll all your repayments into a single monthly payment to simplify your finances.
Competitive Rates
Enjoy a low rate of 7.97% APRC, making it easier to save while you pay off your debts.
No Penalties for Early Repayment:
Pay off your loan early with no added fees, so you save on interest.
Convenient Debt Clearance:
Once approved, we will transfer funds directly to clear your existing debts for you.
Affordable and Accessible
Borrowing Range: Apply for a Debt Consolidation Loan from €5,000 up to €50,000.
Unsecured Loans: Your loan is based on your ability to repay, not your savings.
Competitive Rates: Enjoy a rate of 7.97% APRC*.
Apply and Manage Your Loan Online
Our secure online application process makes everything easier. You can do it all from the comfort of your home. No forms to print, no long waits, and no need to visit in person.
Benefits of E-Signatures
Quick and Simple:
You can apply and get your loan entirely online without stepping outside the door.
No Paperwork Required:
Everything is done digitally, saving you time and hassle.
Safe and Secure:
We use advanced security systems to keep your information private.
Additionally, through open banking, you can securely link your bank account and provide any required details with just a few clicks. This feature saves time and ensures the process is seamless.
How to Apply for a Debt Consolidation Loan
Applying for a Debt Consolidation Loan in Cork with FSCU is simple. Members can:
Apply Online: Members can use our online portal to apply anytime, anywhere.
Call Us: Reach out at 021-4965134 for assistance.
Visit Us: Drop by any FSCU branch to get started.
Don’t forget to use our Loan Calculator below to estimate your repayments.
If you have any questions about a Loan or need more information, please contact us. We’re always happy to guide you and make the process as smooth as possible.
