Your First Loan
Taking out a loan for the first time with us is easier than you think! At First South Credit Union, we’ve created the First Time Borrower Loan to make borrowing simple, affordable, and stress-free. Whether it’s your very first loan or the first time borrowing from FSCU, we’re here to help you achieve your goals and manage your finances with confidence.
Why Choose Our First Time Borrower Loan?
Low Rate to Get You Started
Enjoy a special low rate of 7.69% APRC* for first-time borrowers.
Borrow Up to €100,000 Unsecured
This loan gives you the freedom to fund your plans without needing savings or collateral.
No Hidden Fees or Penalties
Pay off your loan early and save on interest, with no extra charges.
Quick and Easy Process
You can apply online, over the phone, or in a branch – whatever works for you!
Affordable and Accessible
Borrowing Range: Apply for a loan up to €100,000.
Unsecured Loans: Your loan is based on your ability to repay, not your savings.
Competitive Rates: Enjoy a rate of 7.97% APRC*.
Apply and Manage Your Loan Online
Our secure online application process makes everything easier. You can do it all from the comfort of your home. No forms to print and no need to visit in person.
Benefits of E-Signatures
Quick and Simple:
You can apply and get your loan entirely online without stepping outside the door.
No Paperwork Required:
Everything is done digitally, saving you time and hassle.
Safe and Secure:
We use advanced security systems to keep your information private.
Additionally, through open banking, you can securely link your bank account and provide any required details with just a few clicks. This feature saves time and ensures the process is seamless.
How to Apply
Applying for a First Time Borrower Loan with FSCU is simple.
Apply Online: Members can use our online portal to apply anytime, anywhere.
Call Us: Reach out at 021-4965134 for assistance.
Visit Us: Drop by any FSCU branch to get started.
Don’t forget to use our Loan Calculator below to estimate your repayments.
If you have any questions about a Loan or need more information, please contact us. We’re always happy to guide you and make the process as smooth as possible.
