Home Improvement Loan
Your home is a special place, and sometimes it needs a little upgrade. Whether you’re updating your kitchen, converting your attic or adding on an extension, our Home Improvement Loan can help. The application is quick and easy, with flexible repayment options and secure online access.
We’re here to make your home projects simple and hassle-free. At First South Credit Union, we want to help you create the home you’ve always dreamed of.
Why Choose a Home Improvement Loan with Us?
Fast and Easy Application:
Apply online, by phone, or in-branch. The process is quick and simple.
No Hidden Costs:
No penalties for early repayment and no hidden fees.
Flexible Repayments:
Choose from weekly, monthly or fortnightly repayments to suit your needs.
High Approval Rate:
Join thousands who trust us to help with their financial needs.
Affordable and Accessible
Borrowing Range: Apply for a Home Improvement Loan from €5,000 up to €100,000.
Unsecured Loans: Your loan is based on your ability to repay, not your savings.
Competitive Rates: Enjoy a rate of 7.97% APRC*.
Apply and Manage Your Loan Online
Our secure online application process makes everything easier. You can do it all from the comfort of your home. No forms to print, no long waits, and no need to visit in person.
Benefits of E-Signatures
Quick and Simple:
You can apply and get your loan entirely online without stepping outside the door.
No Paperwork Required:
Everything is done digitally, saving you time and hassle.
Safe and Secure:
We use advanced security systems to keep your information private.
Additionally, through open banking, you can securely link your bank account and provide any required details with just a few clicks. This feature saves time and ensures the process is seamless.
How to Apply for a Home Improvement Loan
Applying for a Home Improvement Loan in Cork with FSCU is simple. Members can:
Apply Online: Members can use our online portal to apply anytime, anywhere.
Call Us: Reach out at 021-4965134 for assistance.
Visit Us: Drop by any FSCU branch to get started.
