About Us
Photo of a Credit Union in Cork. The First South Credit Union Logo is seen on the front of an orange building.

About Us – First South Credit Union

Welcome to First South Credit Union (FSCU), the first credit union in Cork. For over 65 years, we’ve been at the heart of our community, offering trusted, member-focused financial services that empower individuals and families alike.

A Legacy Built On Community

Our story began in Cork City more than six decades ago, when we established ourselves as pioneers of the Credit Union movement in Ireland. Today, we proudly serve almost 40,000 members across five branches, remaining true to our core principle of “people helping people”.

Unlike traditional banks, we are a member-owned financial cooperative. When you join FSCU, you’re not just a customer; you’re a member and every member has an equal vote in our Annual General Meeting, shaping the way we serve our community.

At FSCU, our mission is simple yet powerful – to provide financial solutions that make life easier for our members, while building a resilient and inclusive community. Our guiding philosophy, “People Helping People,” is more than just a tagline; it’s the foundation of everything we do. From offering competitive loan options to designing user-friendly banking tools, every decision we make is centered around empowering our members.

Our Services

We tirelessly work to ensure our range of services caters to the diverse needs of our members. Whether you’re saving for a better future, planning a big purchase, or simply looking for a convenient way to manage your money, First South Credit Union has you covered.

We understand that life is full of big and small dreams, and we’re here to help you achieve them.

Our competitive loan rates are tailored to be affordable and flexible. Whether you’re buying a car, renovating your home, or covering education costs, we’ve got a loan option that works for you.

Plus, with no hidden fees or penalties for early repayments, you can borrow with peace of mind.

Whether you’re buying your first home or looking to remortgage, we’re here to help make your dream a reality. Our mortgage options are designed to suit a variety of needs, with competitive rates and flexible repayment terms.

Our current account facility allows you to manage daily expenses with ease. Paired with a globally accepted debit card, you can enjoy seamless transactions at home or abroad. Whether you’re paying bills or shopping online, our banking solutions are designed for convenience.

Life can be unpredictable, and we’re here to provide the flexibility you need. Our overdraft facility gives you room to breathe when unexpected expenses arise, ensuring you’re always prepared.

Access your accounts anytime, anywhere with our online banking platform and CUMobile App. With just a few clicks or taps, you can check balances, transfer funds, and manage your accounts on the go. Banking has never been easier.

We offer multiple accounts designed to help you secure your goals, whether it’s a rainy-day fund or saving for a holiday. With FSCU, your savings are protected by the Deposit Guarantee Scheme.

Why Choose FSCU?

When you choose First South Credit Union, you’re choosing a financial institution that truly puts its members first. Here’s why so many people trust us as their Credit Union in Cork:

We’re here to serve, not profit. Our goal is to return value to our members through lower rates, better services, and when possible, annual dividends. Unlike traditional banks, we prioritise people over profits.

Our team is committed to understanding your unique needs. Whether you’re visiting us in person or reaching out online, you’ll receive friendly, personalised service every step of the way.

FSCU isn’t just about finances; it’s about fostering a stronger community. By banking with us, you support initiatives that directly benefit local people and projects.

With over sixty years of experience, FSCU has a proven track record of reliability, security, and consistency. When you join us, you’re becoming part of an organisation with deep roots and a forward-thinking approach.

Join Us Today

If you’re ready to experience the difference of banking with a member-owned cooperative, we invite you to join First South Credit Union. Whether you’re buying your first home, saving for the future, or looking for affordable banking solutions, FSCU is here to support your goals every step of the way.

Becoming a member is simple, and the benefits are endless. With competitive rates, exceptional service, and a proven commitment to our members, First South Credit Union is the smart choice for your financial future.

Discover why we’re the Credit Union in Cork that so many trust. Join us today – together, we can achieve great things.

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