Mortgages up to €500,000
Mortgage Options for Your Dream Home - First South Credit Union Ltd

At First South Credit Union, we’re here to help you unlock your dream home.

We offer three mortgage options to cater to your lifestyle and financial needs. –

  • a Variable Rate: 3.25% (3.30% APRC);
  • 3-year Fixed Rate:  3.90% (3.98% APRC*); and
  • 5-year Fixed Rate: 3.90% (3.98% APRC*).

With the ability to borrow up to €500,000 and Loan-to-Value (LTV) ratios of up to 90%, our mortgages are designed to give you flexibility without compromising on value.

Key Benefits

  • Flexible Borrowing Options
    – Borrow up to 90% of the property price
    – Borrow up to 4-times your combined salary or up to €500,000.

    Tailored Terms
    Choose repayment terms of up to 35 years.

    No Hidden Fees
    Our costs are clear and straightforward, meaning no unexpected charges.

    Outstanding Member Support
    We’re here to work closely with you every step of the way.

Start Your Journey to Homeownership Today

Securing your mortgage with First South Credit Union is easy. We’re here to guide and support you every step of the way. Choose the contact option that works best for you:

Contact our Loan Department:
Call us on 021 496 5134, so you can speak directly with one of our friendly team members.

Request a Callback:
Click here to fill out an initial enquiry form and request a call back.

Visit Your Local Branch:
Additionally, you can drop into any of our 5 branches for personalised advice, and no appointment is necessary.

If you have any questions about a mortgage or need more information, please contact us. We’re always happy to guide you and make the process as smooth as possible.

If you would like more information please contact us today.

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