First South Credit Union has the answer when it comes to affording those things in life that sometimes slip just out of reach. Whether it’s for holidays, Christmas shopping, home or car repairs, car insurance or even a new smartphone.

Getting started is easy – simply apply online, over the phone or at any of our branches.

Estimate your loan repayments

Loan Calculator

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APR 11.00%

APR 11.00%

Repayment Summary*:

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Total

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Fortnightly

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Monthly

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Interest

∗Terms & Conditions Apply. All figures given on this website are for your general information only, and give a rough guide to loan repayments. Any statements on this website do not purport to be authorative or legally binding. You are advised to check with our offices for up-to-date rates and offers.

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Loan Enquiry

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Main Features

Borrow up to €75,000 Unsecured

  • You can now borrow up to €75,000 unsecured for all your personal needs.

Whatever You Need

  • Personal loans from First South Credit Union can be for a variety of purposes, including Holidays, Christmas, Home Repairs, Car Repairs, Insurance, Rental Deposits, Home Improvements, Electronics and more.

No Penalties

  • At First South Credit Union we will not penalize you for re-paying your loan early. In fact, the quicker you repay, the less interest you will pay.
What We Require From You
1

Outgoings

  • 3 months bank statements (most recent)
  • Mortgage Statement (if applicable)
  • Credit Card Statement (if applicable)
2

Proof of Income

  • Employed - 1 recent pay-slip
  • Self-employed - latest tax clearance cert AND Notice of self-assessment
  • Social Welfare – 1 recent payment receipt
  • Retired – Proof of all pensions
3

Identification

  • Photo ID (Passport OR Drivers Licence)
  • Address Verification (Recent Bank Statement or Utility Bill)
How to apply

How To Apply

Existing Members can log in and apply online now. Alternatively, you can apply in any branch or over the phone. Not a member yet? With our online service, you can join and apply now without having to leave your house.

Become a Member Apply Now
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Please note: if you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future. Lending criteria, terms and conditions apply.

For more information on applying for a loan with First South Credit Union please contact us today.

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