Personal Loans Made Simple
At First South Credit Union, we make borrowing simple and stress-free. With our Personal Loan you can borrow up to €100,000 unsecured for a wide range of needs. Whether it’s home improvements*, holidays, car repairs, or even a new gadget, we’re here to make life a little easier.
*Did you know we have a special Home Improvement Loan rate? See here for more information.
Why Choose a Personal Loan with Us?
Fast and Easy Application:
Apply online, by phone, or in-branch. The process is quick and simple.
No Hidden Costs:
No penalties for early repayment and no hidden fees.
Flexible Repayments:
Choose from weekly, monthly or fortnightly repayments to suit your needs.
High Approval Rate:
Join thousands who trust us to help with their financial needs.
Affordable and Accessible
Borrowing Range: Apply for a Personal Loan up to €100,000.
Unsecured Loans: Your loan is based on your ability to repay, not your savings.
Competitive Rates: 10.74% APRC*.
Apply and Manage Your Loan Online
Our secure online application process makes everything easier. You can do it all from the comfort of your home. No forms to print, no long waits, and no need to visit in person.
Benefits of E-Signatures
Quick and Simple:
You can apply and get your loan entirely online without stepping outside the door.
No Paperwork Required:
Everything is done digitally, saving you time and hassle.
Safe and Secure:
We use advanced security systems to keep your information private.
Additionally, through open banking, you can securely link your bank account and provide any required details with just a few clicks. This feature saves time and ensures the process is seamless.
How to Apply for a Personal Loan
Applying for a Personal Loan in Cork with FSCU is simple. Members can:
Apply Online: Members can use our online portal to apply anytime, anywhere.
Call Us: Reach out at 021-4965134 for assistance.
Visit Us: Drop by any FSCU branch to get started.
