Secured Loan
Looking to borrow without dipping into your savings? At First South Credit Union, our Secured Loan gives you the best of both worlds. Borrow against the strength of your savings while keeping them untouched and growing for the future. With fast approval and no hidden fees, we make borrowing simple and worry-free.
Why Choose a Secured Loan?
Save While You Borrow:
Keep your savings intact and use them as security for a loan.
Low-Cost Borrowing:
Enjoy a low rate of 4.90% APR, making your repayments affordable.
Rapid Approval:
Apply online or in-branch and get approved in minutes.
No Penalties for Early Repayment:
Pay off your loan early with no extra charges, helping you save on interest.
Flexible Borrowing Amounts:
Borrow up to €100,000, based on the strength of your savings.
This loan is the perfect option for members who want to preserve their savings while still accessing funds for personal needs.
Affordable and Accessible
Borrowing Range: €5,000 to €100,000.
Competitive Rates: 4.90% APRC*.
Apply and Manage Your Loan Online
Our secure online application process makes everything easier. You can do it all from the comfort of your home. No forms to print and no need to visit in person.
Benefits of E-Signatures
Quick and Simple:
You can apply and get your loan entirely online without stepping outside the door.
No Paperwork Required:
Everything is done digitally, saving you time and hassle.
Safe and Secure:
We use advanced security systems to keep your information private.
Additionally, through open banking, you can securely link your bank account and provide any required details with just a few clicks. This feature saves time and ensures the process is seamless.
How to Apply for a Secured Loan
Applying for a Secured Loan in Cork with FSCU is simple. Members can:
Apply Online: Members can use our online portal to apply anytime, anywhere.
Call Us: Reach out at 021-4965134 for assistance.
Visit Us: Drop by any FSCU branch to get started.
