Student Loans
Planning your next step in education? At First South Credit Union, we know pursuing a college degree or further education can feel overwhelming, especially when it comes to managing costs. That’s why we’re here to help! With our Student Loan, you can focus on your studies while we support you with flexible funding options tailored to your needs.
Why Choose Our Student Loan?
Fast and Easy Application:
Apply online, by phone, or in-branch. The process is quick and simple.
No Savings Needed:
You don’t need to have savings to apply.
No Hidden Costs:
No penalties for early repayment and no hidden fees.
Flexible Repayments:
Choose from weekly, monthly or fortnightly repayments to suit your needs.
We’re committed to helping students like you achieve their dreams by making borrowing simple and affordable.
Flexible for All Students
Whether you’re:
- A school leaver heading to college for the first time, or
- A mature student returning to education,
our Student Loan is here for you! No matter your age or stage in life, we believe everyone deserves the chance to reach their potential.
Affordable and Accessible
Borrowing Range: Apply for a Student Loan from €1,000 up to €100,000 to cover education fees and expenses.
Unsecured Loans: Your loan is based on your ability to repay, not your savings.
Competitive Rates: Enjoy a rate of 7.97% APRC*.
Apply and Manage Your Loan Online
Our secure online application process makes everything easier. You can do it all from the comfort of your home. No forms to print, no long waits, and no need to visit in person.
Benefits of E-Signatures
Quick and Simple:
You can apply and get your loan entirely online without stepping outside the door.
No Paperwork Required:
Everything is done digitally, saving you time and hassle.
Safe and Secure:
We use advanced security systems to keep your information private.
Additionally, through open banking, you can securely link your bank account and provide any required details with just a few clicks. This feature saves time and ensures the process is seamless.
How to Apply for a Student Loan
Applying for a Student Loan in Cork with FSCU is simple. Members can:
Apply Online: Members can use our online portal to apply anytime, anywhere.
Call Us: Reach out at 021-4965134 for assistance.
Visit Us: Drop by any FSCU branch to get started.
