At First South Credit Union, we understand that applying for a mortgage can feel intimidating and tiring, especially with so many options available in the market. This is why we want to make your experience as smooth and stress-free as possible.

We will work alongside you through every step of the process, providing personalized support and guidance. We pride ourselves on putting our members first. Our tailored approach to each unique member ensures that your specific needs are taken into account, providing you with a worthwhile mortgage experience that values your time and requirements.

What sets us apart from other mortgage providers is our member-focused approach, community involvement and competitive low rates, ensuring you get the best possible deal for your financial situation.

If you’re exploring mortgage providers and are seeking a partner who will work with you, not just for you, consider a Variable-Rate mortgage with First South Credit Union.

FEATURES & BENEFITS:

• 3.25% Variable Interest Rate (3.30% APR)
• Borrow up to 90% of the purchase price
• Borrow up to €400,000 or up to 4 times your combined salary
• No hidden fees or transaction charges
• Great customer service
• One of the lowest rates available
• The interest you pay goes back in to your community

About a year ago, I noticed as I was logging onto my online banking that First South Credit Union provides Mortgages. First South Credit Union stands out for the excellent customer service they provide online and face-to-face. Nothing is too hard or too silly a question to answer.

I’ve already recommended the team to colleagues and friends.  Again, without a doubt the best customer service. They are so approachable and they provided personal support while I was trying to work out how to buy a house.  The team always rang back or emailed with an answer.  I would not have received such support through a bank. I can’t recommend the team enough.

If you asked me whether you should choose First South Credit Union for your mortgage, I would say do it, 100%. The service and support you get from the team totally worth its weight in gold.  I knew the team was there and getting my house was important to them. They also will highlight any issues you might face, up front, before the process.  

Thank God for Traci and the team at First South Credit Union. I would not have survived the stressful process of buying a house without their knowledge, help and support!